1. LOAN Approve Hone Main Kitne Din Lagte Hai?
ANS:- min. 1 di max. Document/ query Puri Hone Par(5)
2. Kya LOAN Ghar Baithe Mil Sakta Hai?
ANS.:- YES
3. Kya Verification Team ghar aati hai ?
ANS.:- 50: 50
4. Approve Ke Baad Paisa Kaise, or Kab Account Main Aata Hai?
ANS.:- Online / Instant / 24 hours
5. Processing Fees Kitni Hai?
ANS. :- From 1180 - 1.5%
6. Kya Koi Hidden Charj Hai?
ANS.:- NO
7. Kya Esurance Charj Bhi Dena Hota Hai?
ANS.:- YES
8. Agar LOAN Canale Kare to Paise kitenge Kya?
ANS.:- Free Look Period
9. Cibil Score Kya Hota Hai?
ANS.:- Credit Score
10. LOAN Lene Se Score Par kya Asar Pdta Hai?
ANS.:- Emi Barbar
11. Kya Bina Cibil ke LOAN Mil Skta Hai?
ANS.:- YES (NTC)
12. Kya Guarantar Chahiye?
ANS. :- NO
13. Kya Live Photo or Sigh. Jaruri Hai?
ANS.:- YES
14. EMI Kaise Fix Hoti Hai?
ANS.:
15. Kya Byaj Fix Hai Ya Badlta Rhta Hai?
ANS.:- Fixed in Personal Loan, Fixed/ Floating in Home Loan
16. Agar EMI Time Par Na Di To Kya Hoga?
ANS.:- Agar EMI Time Par ni Bharte Hai To Apko Penalty Fees Lgti Or Apka Credit score Girta Hai.
17. Kya EMI Date Change Ho Skti Hai?
ANS.:- NO
18. Kya EMI Kam Ya Jyda Ho Skti hai ?
ANS.:- NO
19. Personal Loan kya Hota Hai?
ANS.:- bina secuirti ka emargy fund apke income adhar
20. Mujhe LOAN Kaise Milega ?
ANS.:- If Eligible ho to
21. Kitna Loan Mil Skta Hai?
ANS.:- 12000---20000---- 3 Lakh Tak
20000----30000---- 5 Lakh Tak
30000----------- Salary*25
22. Loan Lene Ke Liye Kaun Kaun Se Documents Lagege ?
ANS.:- Aadhar Card, Pan Card, Banking - 1 yer, salary slip- 3 month, photo, sigh,
23. Loan Ke Liye Kitni Salary Honi Chahiye ?
ANS.:- 12000+
24. LOAN Kitne Time Ke Liye Mil Skta Hai.?
ANS.:- 1 month, 3 month, 6 month, 1yaer, 2 year,-------7 year Tak (PL).
25. EMI kya Hoti Hai ? or EMI ka full from
ANS.:-Ek Saman Kiat Niyat Samay ke liye (Equated Monthly Installment).
26. Byaj Dar Kitni Hoti Hai?
ANS.:- PL-- ROI-- 10.30 Se StartFlat -- 5.50 se Start
27. Kya Kewal Adhar - Pan Se Loan Mil Skta Hai?
ANS.:- YES
28. Kya Bank Statement Jaruri Hai?
ANS.:- YES
29. Kya Self Employee Ko Bhi Loan Milta Hai?
ANS.:- YES, Complete Documents Hone Chahiye.
30. Kya Govt. Employee Ko Specil Rate Milta Hai?
ANS.:- NO
31. Loan Balance Transfer Kya Hota Hai?
ANS.:- B1------B2
32.Top-Up Loan Kya Hota Hai?
ANS.:- Same Bank Se Purane Loan Par OR Loan Lena.
B1------B1 +
33. Kya EMI Aato Debit Hoti Hai?
ANS.:- YES
34. Kya Pre- Approved Loan Such Me Guarantar Hote hai?
ANS.:- YES
35. Kya Ek Sath Do Loan Le Skte Hai?
ANS.:- YES (do ya do se adhik)
36. Agar Account Band Ho Gaya To EMI Kaise Kategi?
ANS.:- To Apse Dusra Account Liya Jata Hai.
37. B.T. Kya Hota Hai?
ANS.:- Balance Transfer
38. Kya Mera Data Save Rahega?
ANS.:- Yes
39. Kya Company RBI Se Register Hai?
ANS.:- Jin Sanshathao Se Apko Loan Milega be RBI se Registered Hai.
40. Kya Koi Agent Paise Ghar Lene Ayega?
ANS.:- EMI Account Se Deduct Hogi Yadi Bounce Hoti Hai To Agent Ayega.
41. LOAN Approve Hone Main Kitne Din Lgte Hai ?
ANS. :- min. 1 di max. Document/ qury Puri Hone Par ( 5 day)
42. Kya Loan Bich Me Band kr Skte Hai?
ANS.:- YES, 12 EMI Ke Baad Kbhi BHI.
43. Prepayment Penalty Kya Hoti Hai?
ANS.:- Bich Loan Ke Time Apni EMI Ke Alawa Paisa Jma Krne Par Charj Sirf
(PL). Par
44. LOAN Band Krne Ke Baad NOC Kaise Milegi.
ANS.:-Loan Band Krne Ke 7 Din Ke Ander Mail Ke Mdhyam Se.
45. Kya Loan Pura Chukane Ke Baad Cibil Update Hoga.?
ANS.:- Bilkul
46. Kya Main EMI Ke Alawa Extra Payment kr skte hai?
ANS.:- YES, Branch Ke Madhaym se ya online.
47. Plot se Homeloan Amount Kaise Bataye ki itna Milega?
ANS.:- Salary -- 1000 Plot Bnane Ke Liye 13,50000
PLOT Ke 2000 --------------------------26,50000
size ke liye 3000--------------------------39,50000
48. Kya Insurance Jaruri Hai?
ANS.:-YES
49. Ydi Hum PL 1 YEAR Se Km Ka Lena Hai To Kya INTERST Rate Km Lagegi Ya 1 Year Ki Hi Rhegi?
ANS.:- Jitne Samay Loan Chalega Utne Samay Intrest Lgega.
50. Salary se Bs Home Loan Milega ya plot Jaruri hai?
ANS.:- Salary or Plot/Home Dono Jaruri Hai.
51. Hamara Office Kisi Company se Ragisterd Hai Ya Nahi Ydi Hai To Kisse?
ANS.:- Un Sbhi Banks/ NBFC/ INSTITUTE se jinse hum Loan Dilwate Hai.
HDFC/ICICI/LICHFL/ABFL/BABAJ/CHOLA. Etc
52. File Login Se Disbusement Tak Kitne Steps Hote Hai Or Kaun- Kaun Or Kis Steps Me Kya Process Hoti Hai?
ANS.:- Lead---- Login--- Verfication---Sanction---Offer---Mandate---- Disbuscement
53. MORTGEJ kya Ek Document Hai Ya Kisi Document Ka Samoh Hota Hai.?
ANS.:- YES, Govt. Of MP Ka DOCUMENT
54. Loan Milne Me Kitna Time Lgta Hai?
ANS.:- 1 Din Se 7 Din Tak
55. Kya Purane loan Ke Uper Nya Loan Le Sakte Hai?
ANS.:- Top Up / BT / Upgrade
L1+L2 L1----L2 L2(L1)
56. Top - Up Loan Kya Hota Hai?
ANS.:- Same Bank Se Purane Loan Par Or Loan Lena
B1----B2+
57. Agr Main Process Fees De Di Loan Na Mila To?( Login Fees)
ANS.:- (Log in Fee)- NON Refundable Amount Hai
But Ye Apki Eligiboility Pe Depend Karti Hai.
Other Koi Bhi Paisa Nahi liya Jata Hai.